Create a Sustainable Future

What does sustainability look like?

A sustainable future will mean different things for different organizations, but at its heart, it means planning for the long-term. This could mean managing or reducing debt, building a cash reserve, changing your mix of income sources, or improving your infrastructure. Working to achieve these goals usually requires unrestricted working capital.

Nonprofits Assistance Fund offers flexible financing with hands-on support from our dedicated loan officers. Our loans and lines of credit can help you lay the foundation for your organization’s future.

How a Loan can Help

"The loan bought us the time to regroup, to refocus, and to ask ourselves ‘what is our core mission?'" Matt Halley, Executive Director of Cookie Cart

Can you have too much of a good thing? Over the years, Cookie Cart continued to add programs to their organization, which took the focus away from their core mission — youth employment. They also affected the bottom line, draining Cookie Cart's cash reserves. When Matt Halley joined the organization, only 3 months of cash remained. He could see that eventually they would not be able to make payroll.

Matt approached Nonprofits Assistance Fund for a loan, and received much more, "They were the only ones that could understand that we are really a small business within a nonprofit setting." The loan and guidance from Nonprofits Assistance Fund helped Matt and his board re-examine their programs and mission. Today, Cookie Cart is focused on high quality employment training, which they provide to more than 100 teens every year.

Matt continues to have frequent conversations with his loan officer to discuss items such as strategic thinking about the loan, how much cash to keep in the bank, and documenting the accounting procedures.

Read more about this partnership

transformational lending

What makes a loan from Nonprofits Assistance Fund unique? At Nonprofits Assistance Fund, a loan is the beginning of a strategic financial collaboration for stabilization, growth, and transformation.